Third-party insurances (such as United Healthcare, Quartz and BCBS), Medicare, and Medicaid plans only pay for active/corrective treatment of musculoskeletal complaints. They do not cover maintenance therapy.
Once your condition has stabilized, and there’s no expectation of continued improvement, further treatment is considered maintenance therapy and is not covered.
Maintenance/Wellness Care
Services that promote health and prolong and enhance the quality of life, or maintain or prevent deterioration of a chronic condition. When further clinical improvement cannot reasonably be expected from continuous ongoing care, and chiropractic treatment becomes supportive rather than corrective in nature, treatment is then considered maintenance therapy.